Debt Settlement

For most people, debt settlement is the right solution to get back on track quickly.

How does Debt Settlement Work?

Settling your debt means coming up with a specific plan of action to get you out of debt. This plan may be formal, or informal, and may or may not need the agreement or consent of your creditors.

A debt settlement plan may include one or more of the following steps:

Needless to say, YOUR debt settlement plan needs to be tailored to YOUR specific situation. Factors that will determine the most effective plan for you include the following:

  • The causes of your financial problems;
  • Your monthly income, living expenses and family situation;
  • Your debt load and the types of debts you have;
  • Assets you might own and want to protect such as a house, vehicle or investments;
  • Legal actions taken by your creditors such as collection letters, judgments and garnishments.

Analyzing your situation to come up with the right debt settlement plan can be a daunting exercise. Let us help you. We provide free confidential consultations in different locations in Ontario.

To learn more, contact us or click on How We Can Help Settle Your Debt.

Your way to financial relief starts here!

We’re here to answer your questions and get you back on track. Schedule your free consultation now in one of our locations in Ontario!


Covid-19 / Update :

Our offices are now completely open again for regular business hours. We will however, continue to conduct as many meetings as possible virtually and we will continue to have many of our employees work from home to keep traffic in our offices to a minimum.

As we do our part to minimize the spread of the virus, visiting our office will now be by appointment only until further notice. This new visitation policy will help us balance the need for social distancing while still being able to provide timely services in an effective manner based on individual circumstances.

Read the full note with our measures