Credit Counselling

Credit counselling plays an important role in helping people fix their debt problems.

Our Credit Counselling Services

Credit counselling plays an important role in helping people fix their debt problems. It involves incorporating debt payments as part of a balanced monthly budget and paying off bad debts in a relatively short time.

Through a free confidential consultation, our credit counsellors will review your current financial situation, recommend a plan of action to settle your debt, and help you implement it.

This plan will incorporate some of the following steps:

1. Create a balanced home budget and help you get your spending under control;

2. Contact your creditors to negotiate a payment plan or settlement amount. Your debt could be discounted by as much as 70%.

3. Consolidate the remaining 30% balance of your debt into one monthly payment with no interest.

At Fontaine & Associates, we take pride in ensuring we take away your stress and solve your financial problems. This is done with Dignity and Respect.

We are credit counsellors and Licensed Insolvency Trustees. Our services are regulated and approved by the Canadian Federal Government. We have been in business for over 35 years.

To get started with your credit counselling, contact us for a free confidential consultation at one of our offices in Ontario.

Your way to financial relief starts here!

We’re here to answer your questions and get you back on track. Schedule your free consultation now in one of our locations in Ontario!


Covid-19 / Update :

Our offices are now completely open again for regular business hours. We will however, continue to conduct as many meetings as possible virtually and we will continue to have many of our employees work from home to keep traffic in our offices to a minimum.

As we do our part to minimize the spread of the virus, visiting our office will now be by appointment only until further notice. This new visitation policy will help us balance the need for social distancing while still being able to provide timely services in an effective manner based on individual circumstances.

Read the full note with our measures