Consumer Proposal

A consumer proposal allows you to Reduce And Consolidate your debt without paying any interest.

When to Apply for Consumer Proposal

Consumer proposals are best suited for individuals that have a stable income but are unable to significantly reduce their debt due to high interest charges, actions taken by their creditors or the amount of debt owing is simply too high.

Warning signs that that it may be time for you to consider filing a consumer proposal include the following:

  1. Your monthly expenses exceed your monthly income;
  2. You use credit to cover monthly expenses;
  3. You are unable to make your monthly minimum payments;
  4. You are unable to reduce your debt, or worse, its going up;
  5. You are near or over your credit limit on your credit cards;
  6. Your accounts are in collection;
  7. You have no money left for any savings.

A consumer proposal will allow you to Reduce And Consolidate your debt. You pay only a fraction of what you owe and eliminate up to 70% of your debt load. The remaining balance, say 30%, is paid by way of one monthly payment that fits your budget. You don’t pay any interest or any additional amounts.

To find out if Consumer proposal is the right solution for you, contact us for a free confidential consultation or click on Why Choose Fontaine to file Your Consumer Proposal.

Your way to financial relief starts here!

We’re here to answer your questions and get you back on track. Schedule your free consultation now!


Covid-19 / Update :

During this pandemic Licensed Insolvency Trustees were listed as an essential service by the provincial government and our company continued to carry on doing business albeit in a different capacity as we did our part to minimize the spread of the Coronavirus. Now that our economy is reopening, we have updated our business operations so that we may continue to serve you in a safe manner. We’ve worked hard to put all the necessary protocols in place to keep you and our team safe.

Our offices are now completely open again for regular business hours. We will however, continue to conduct as many meetings as possible virtually and we will continue to have many of our employees work from home to keep traffic in our offices to a minimum. We also encourage you to call or email the office before stopping in because during this pandemic there have been many changes to allow us to serve you virtually than before.

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