Consumer Proposal

A consumer proposal allows you to Reduce And Consolidate your debt without paying any interest.

What is a Consumer Proposal

A consumer proposal is a debt solution that allows you to Reduce And Consolidate your debt. It is a formal process that allows you pay only a fraction of what you owe and eliminate up to 70% of your debt load. The remaining balance, say 30%, is paid by way of one monthly payment that fits your budget. You don’t pay any interest or any additional fees.
Here is what happens:
1. Its starts with a free confidential consultation with one of our Licensed Insolvency Trustee.
2. We deal with your creditors so you don’t have to.
3. You only pay a fraction of what you owe
4. You make one monthly payment that fits your budget, your family situation
5. You protect and keep your assets – house, vehicles, investments
6. You pay no interest, no up-front fees
7. Wage garnishments, collection calls and legal actions stop immediately
8. Creditors can be forced to discount their debt even though they may not want to

Consumer proposals are regulated and approved by the Canadian Federal Government and can only be filed by Licensed Insolvency Trustees like our professionals at Fontaine & Associates.

For more information, contact us for a free confidential consultation or click on Why Choose Fontaine to file Your Consumer Proposal.

Your way to financial relief starts here!

We’re here to answer your questions and get you back on track. Schedule your free consultation now!


Covid-19 / Update :

Facing this pandemic has thrown us all into uncertain and unprecedented circumstances. We want to act as fast as possible and ensure that we are taking any and all precautionary measures to avoid risk to the health and safety of our clients, our staff and our community.

As we do our part to minimize the spread of the virus, visiting our office will now be by appointment only until further notice. This new visitation policy will help us balance the need for social distancing while still being able to provide timely services in an effective manner based on individual circumstances.

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