Consumer Proposal

A consumer proposal allows you to Reduce And Consolidate your debt without paying any interest.

What is a Consumer Proposal

A consumer proposal is a debt solution that allows you to Reduce And Consolidate your debt. It is a formal process that allows you pay only a fraction of what you owe and eliminate up to 70% of your debt load. The remaining balance, say 30%, is paid by way of one monthly payment that fits your budget. You don’t pay any interest or any additional fees.
Here is what happens:
1. It starts with a free confidential consultation with one of our Licensed Insolvency Trustee.
2. We deal with your creditors so you don’t have to.
3. You only pay a fraction of what you owe
4. You make one monthly payment that fits your budget, your family situation
5. You protect and keep your assets – house, vehicles, investments
6. You pay no interest, no up-front fees
7. Wage garnishments, collection calls and legal actions stop immediately
8. Creditors can be forced to discount their debt even though they may not want to

Consumer proposals are regulated and approved by the Canadian Federal Government and can only be filed by Licensed Insolvency Trustees like our professionals at Fontaine & Associates.

For more information, contact us for a free confidential consultation in one of our offices in Ottawa or elsewhere in Ontario, or click on Why Choose Fontaine to file Your Consumer Proposal.

Your way to financial relief starts here!

We’re here to answer your questions and get you back on track. Schedule your free consultation now in one of our locations in Ontario!


Covid-19 / Update :

Our offices are now completely open again for regular business hours. We will however, continue to conduct as many meetings as possible virtually and we will continue to have many of our employees work from home to keep traffic in our offices to a minimum.

As we do our part to minimize the spread of the virus, visiting our office will now be by appointment only until further notice. This new visitation policy will help us balance the need for social distancing while still being able to provide timely services in an effective manner based on individual circumstances.

Read the full note with our measures