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Call now for a free consultation : 1.877.241.6018

Call now for a free consultation

1.877.241.6018

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  • Français
    • Debt Settlement
      • How does Debt Settlement Work?
      • How to Manage your Debt?
      • How we can Help Settle your Debt?
    • Credit Counselling
      • Why get Credit Counselling?
      • Tips to Manage your Money
      • Our Credit Counselling Services
    • Consumer Proposal
      • What is a Consumer Proposal
      • Why Choose Fontaine to file your Consumer Proposal
      • When to Apply for Consumer Proposal
      • Debt Consolidation
    • Bankruptcy Solutions
      • Why Choose Bankruptcy?
      • How does Filing for Bankruptcy Work?
      • How we Provide Bankruptcy Solutions?
    • Business Solutions
      • What is a Business Restructuring?
      • How to Settle Unpaid Taxes
      • Our Business Solutions
    • Français
  • Français
    • Debt Settlement
    • Credit Counselling
    • Consumer Proposal
    • Bankruptcy Solutions
    • Business Solutions
    • About us
    • Blog
    • Français
    • Debt Settlement
      • How does Debt Settlement Work?
      • How to Manage your Debt?
      • How we can Help Settle your Debt?
    • Credit Counselling
      • Why get Credit Counselling?
      • Tips to Manage your Money
      • Our Credit Counselling Services
    • Consumer Proposal
      • What is a Consumer Proposal
      • Why Choose Fontaine to file your Consumer Proposal
      • When to Apply for Consumer Proposal
      • Debt Consolidation
    • Bankruptcy Solutions
      • Why Choose Bankruptcy?
      • How does Filing for Bankruptcy Work?
      • How we Provide Bankruptcy Solutions?
    • Business Solutions
      • What is a Business Restructuring?
      • How to Settle Unpaid Taxes
      • Our Business Solutions

    Blog

    Do I Need A Bankruptcy Lawyer?

    October 7, 2019

    Many Canadians that are facing insolvency start looking for solutions by searching for a “Bankruptcy Lawyer,” believing that this is the title given to professionals who are licensed to help with personal bankruptcy or formal debt settlement. This is not the case! Only Licensed Insolvency Trustees (LITs) can administer bankruptcies or consumer proposals in Canada. The confusion is partly due to the American insolvency system, which is very different...

    3 Top Choices For Student Debt Relief (2019)

    August 5, 2019

    As the economy changes and less well-paying jobs are available to those with a university education, more people are struggling to make their student loan payments. If you are a recent graduate, there are quite a few resources in place to help. Anyone who’s been out of school for seven years or longer should consult a Licensed Insolvency Trustee (LIT) for student debt relief...

    Do You Owe Money to the CRA? Are You Unable to Pay?

    July 9, 2019

    If you have tax debt, you are not alone. Almost half of our clients are dealing with debts owed to the Canada Revenue Agency (CRA). Of those, a large percentage are people who have paid their taxes every year. Tax evasion is just one of many reasons why a person may find themselves owing to the CRA. For the average employee who holds one job, their employer will automatically deduct a percentage for taxes from their wage, reducing the amount of money that person will owe come tax season.

    Debt Consolidation – What Are My Options?

    June 18, 2019

    Debt can come in different shapes and sizes, and from a variety of various sources. Managing multiple debts can be challenging and cause problems from forgotten due dates to missed payments. With time, many outstanding debts can become unmanageable. You either are someone or know someone who has struggled with debt and has dealt with the stress of trying to balance it all. If you find yourself in this situation, do not give up! There are multiple solutions that can help.

    Consumer Proposals And Credit Ratings

    May 4, 2019

    Anyone with a high debt-load knows how stressful it is to try and keep up with payments. If for some reason, you are unable to pay then you now must deal with service interruptions, collection agencies and impending legal action. Missed payments also impact your credit rating, which may affect your ability to qualify for credit cards, loans, and other credit products in the future. Your current financial status may be stressful now, but it can also be creating future stress as your options become more limited...

    Is A Consumer Proposal A Good Idea?

    April 1, 2019

    At Fontaine & Associates Inc., we understand that every person’s financial circumstances are different. A personalized debt solution makes all the difference. Our knowledgeable credit councillors and Licensed Insolvency Trustees are dedicated to applying their expertise to get you back on track quickly. For over 35 years, we have successfully helped people just like you significantly reduce their debt load, providing peace of mind about their financial future...

    Consumer Proposal vs Bankruptcy

    March 2, 2019

    Taking the time to learn about your debt management options can save you thousands of dollars and reduce the stress and worry about your financial future. At Fontaine & Associates, we are here to help you find the right debt management solution for you. This article explains the most (and least) effective top debt relief solutions for most Canadians...

    Your way to financial relief starts here!

    We’re here to answer your questions and get you back on track. Schedule your free consultation now in one of our locations in Ontario!

    1.877.241.6018

    Call now for a free consultation

    1.877.241.6018

    Find the closest location

    Belleville

    By Appointment Only

    199 Coleman Street, Unit 5
    Belleville, ON
    K8P 3H4

    Tel.: 613-961-1112
    Fax : 613-530-2389

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    Brockville

    51 King Street East, Unit 107
    Brockville, ON
    K6V 1A8

    Tel.: 613-865-0381
    Fax : 613-820-1811

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    Cornwall

    26 Montreal Road
    Cornwall, ON
    K6H 1B1

    Tel.: 613-938-8568
    Fax : 613-745-2008

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    Elliot Lake

    25 Columbia Walk
    Elliot Lake, ON
    P5A 1Y6

    Tel.: 705-461-1212
    Fax : 705-560-8076

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    Kapuskasing

    7 Cain Avenue
    Kapuskasing, ON
    P5N 1S8

    Tel.: 705-335-3333
    Fax : 705-268-8277

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    Kingston

    847 Princess Street, Suite 207
    Kingston, ON
    K7L 1G9

    Tel.: 613-530-2511
    Fax : 613-530-2389

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    New Liskeard

    17 Church Street
    New Liskeard, ON
    P0J 1P0

    Tel.: 705-647-1212
    Fax : 705-495-3142

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    North Bay

    1306 Algonquin Ave.
    North Bay, ON
    P1B 4Y2

    Tel.: 705-495-1212
    Fax : 705-495-3142

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    Ottawa East

    150 Montreal Road, Suite 310
    Ottawa, ON
    K1L 8H2

    Tel.: 613-745-1212
    Fax : 613-745-2008

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    Ottawa South-West

    1390 Clyde Avenue, Suite 201
    Ottawa, ON
    K2G 3H9

    Tel.: 613-820-1811
    Fax : 613-820-9828

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    Pembroke

    224 Pembroke Street West
    Pembroke, ON
    K8A 5N2

    Tel.: 613-635-7846
    Fax : 613-820-9828

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    Sturgeon Falls

    177 King Street
    Sturgeon Falls, ON
    P2B 1R6

    Tel.: 705-753-3700
    Fax : 705-495-3142

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    Sudbury

    430 Westmount Avenue, Unit A
    Sudbury, ON
    P3A 5Z8

    Tel.: 705-560-1212
    Fax : 705-560-8076

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    Timmins

    38 Pine St. North, Suite 108
    Timmins, ON
    P4N 6K6

    Tel.: 705-268-1212
    Fax : 705-268-8277

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    • Belleville
    • Brockville
    • Cornwall
    • Elliot Lake
    • Kapuskasing
    • Kingston
    • New Liskeard
    • North Bay
    • Ottawa East
    • Ottawa South-West
    • Pembroke
    • Sturgeon Falls
    • Sudbury
    • Timmins
    • Debt Settlement
      • How does Debt Settlement Work?
      • How to Manage your Debt?
      • How we can Help Settle your Debt?
    • Credit Counselling
      • Why get Credit Counselling?
      • Tips to Manage your Money
      • Our Credit Counselling Services
    • Consumer Proposal
      • What is a Consumer Proposal
      • Why Choose Fontaine to file your Consumer Proposal
      • When to Apply for Consumer Proposal
      • Debt Consolidation
    • Bankruptcy Solutions
      • Why Choose Bankruptcy?
      • How does Filing for Bankruptcy Work?
      • How we Provide Bankruptcy Solutions?
    • Business Solutions
      • What is a Business Restructuring?
      • How to Settle Unpaid Taxes
      • Our Business Solutions
    • About us
    • Blog
    • Media
    • Accessibility Policy
    • Privacy Policy

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    Covid-19 / Update :

    Our offices are now completely open again for regular business hours. We will however, continue to conduct as many meetings as possible virtually and we will continue to have many of our employees work from home to keep traffic in our offices to a minimum.

    As we do our part to minimize the spread of the virus, visiting our office will now be by appointment only until further notice. This new visitation policy will help us balance the need for social distancing while still being able to provide timely services in an effective manner based on individual circumstances.

    Read the full note with our measures